Who is ENPF?

SNPF HQ in Manzini

"It is time for reflections and introspection! As a nation, we have a collective responsibility to move our country to a better strategic position for its survival; for the security of ourselves; and for the better future of our younger generations"*

- His Majesty King Sobhuza II

The Eswatini National Provident Fund was established in 1974 as a retirement savings scheme, the main purpose of which is to provide benefit for employed persons when they retire from regular employment in old age or in the event of becoming incapacitated.


All employers of labour in Eswatini are required by law to become contributing members of the fund, and must pay a contribution for every eligible staff member. The employee's share (one-half of the stipulated amount) is deducted from wages.


The Fund is administered by an independent Board appointed by the Minister for Labour and Social Security to represent the Swazi National Council, Employers, Workers and Government. The Board, and Board Committees, is made up of thirteen (13) members. Three of them represent Employers, three represent Employees, four represent the Government of Swaziland, and two represent the Swaziland National Council and finally the Chief Executive Office of the Fund.


ENPF is a retirement benefit savings scheme that was established in 1974 by King Sobhuza II. Our core business, which is governed by the Kings Order and Council No. 23 of 1974 is to manage and administer retirement benefits for all employed Swazi nationals.


Our job is to give members peace of mind about their financial security after retirement. We do this by making sure that all funds in our safekeeping are responsibly invested and accounted for, and that benefits are paid out efficiently, accurately and on time.


We have a solid track record in protecting our members against inflation and in safeguarding the value of active members’ retirement savings. Every November, SNPF pays members an interest rate that largely compensates our members for inflation.